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Homeowners' Insurance

Protect your dream. Protect your investment. With so many options available to build your dream house at your home village or to buy a small apartment or a house on a golf estate – the last thing that you need to worry about is the risk of possible destruction or damage to the physical structure of your house which may occur as a result of natural disasters or accidental/malicious damage, fire and other perils such as lightning, explosion, earth quake, storm, wind, water and hail.

With ALPHA DIRECT's homeowner's insurance you can rest assured that the policy will cover the replacement cost of your house including outbuildings, fixtures and fittings, swimming pools, perimeter walls against loss, destruction or damage arising from or caused by storm, fire, lightning, flood.

And because we go all the way for our clients, we will even cover the replacement costs which include professional fees for architects and engineers' fees, quantity surveyors' council charges and debris removal costs and we'll even cover your temporary accommodation after this incident has left your house uninhabitable.

Household Contents Insurance When your house get's broken into, who do you call? Depending on how long you have lived in your or have owned your house, it is likely to be filled with things both essential and precious to you. And the only time you realize how many things you own is when they are damaged or stolen. With ALPHA DIRECT'S HOUSEHOLD CONTENTS Insurance you can sleep easy knowing that you can claim for items stolen or damaged at your home. With this cover we will cover your household contents against theft, intentional damage to your valuables, as well as damage caused by a power surge or a burst geyser.

Even damage to your contents due to fire, lightning storm, hail and flood is covered. This also takes care of your personal liability which covers you if your domestic worker gets injured while on duty or where you may be held responsible for causing death or injury to someone else or damage to their property.
Personal Information
First names (s) Surname
Identity No Date of birth ( dd/mm/yyyy)
Postal address Postal code
Telephone no (work) Telephone no (home)
cell no Other
Fax Email
Has any insurer ever cancelled, declined or refused to renew your insurance or imposed special terms? Yes    
if yes give details    
Give details of ALL losses or claims suffered in the last 3 years (whether insured or not)    
Type of loss (fire,motor,accident, burglary, etc.), with Year andAmount paid (approx.)    
Will the premises be left vacant for longer than 60 days in any calendar year?
if yes give details
Is the residence occupied during the day?
if yes, by whom
Is any part of the premises used for business purpose?
if yes give details
Is the property isolated, e.g. on a plot or agricultural holding?
if yes give details
If pensioner, select appropriate
In respect of property to be insured please state
Physical Address PostalCode
Construction Walls Construction Roof
Type of residence Occupied by you as
Sum Insured ( current replacement cost) BWP
Other requirements / details about property
( if any)